These is a question asked by the book "Rich dad's guide to investing"

which of these core values are the most important to you? rate them accordin to their importance in earning money.

1) To be rich
2) To be secure
3) To be comfortable

Most ppl i ask do not agree with me. most rate to be secure as highest piority, with being rich mostly last on the piority list. It is as the book has said, that being rich would be the lowest piority for many ppl. there is nothing wrong in which ever order one rates these values, as each piority requires different plans and can allow one to live life happily.

In my case, i would believe that being rich would be at my highest piority now. However being secure comes in at a close second place followed by comfortable, which is last. Since young i have always dreamed of being rich. the feeling of having money in my hands raises my spirit and mood. Everytime i look into my bank account i feel a sense of achievement for saving that amount of money. however it is also the need to feel secure that my money wun fly away that i try my best to scrimp and save,thus sacrificing comfort whenevr possible. However, it has only been recently that i realised that the money in my bank is just sitting there doing nothing. this came about as my NS friends were discussing about bank benefits, which then lead to investments and inflation. It also made me think about my future. thus leading me to this book on investing.

Ive read about 1/4 of the book already. As the title suggests, it is a GUIDE, not some secret formula to success. The book is kind of good, however it has made many recommendations that i hve either yet to fufill or have doubts of fufilling. These are:

1) getting a fixed income
2) speak to at least 1 financial advisor to create a financial plan
3) create more then 1 financial plan
3) start to speak in finance terms
4) learn to read financial statements

WOW, alot of things sia...how to accomplish? It may be alot of trouble, however i will persevere and get my basics right. im prepared to learn as much as i can about the finance world. i hope this is not another 1 of those short term interest that my short attention span is always aquiring. may i be motivated at least till i read finish the book..

Tired. failed the driving test today. Feel dam pissed for some reason. its like i know i can pass but somehow i screwed the test up. it didn't help that the tester had a chi bai face and attitude. he think he some gangster sit and tok like a ah beng. haizzzz k la dun comment so much about it. maybe my driving is really that bad. which the thought of it irritates me for some reason. maybe im just moody bout something.

Anyway been reading this book titled guide to investing by the author of rich dad, poor dad. Got the book at the spur of the moment now im wooried that i might regret getting it. however im still reading it and it hasn't started to bore me yet. it did ask a question though. i guess i will cover that in the next post. not really in the mood to comment bout it.

To arisa if u ever get to see this...

i really hope that u would consider staying in singapore. i know it is selfish of me to say this. i respect that u want to further ur studies. But is it really neccesary to go overseas? however dun let me stop u from working towards your dreams. please dun regard me as an obstacle. go for wad you wan. i just wan to say that i will miss a terribly lot if you ever make the decision to go overseas. love you and sweet dreams.

oh well, seems like its become a habit NOT to blog. anyway many things have happen since the last blog. well DUH, i mean it has been more then a month (i think).

long story cut short. POP from course, still same old routine, bleddy mas selamat not caught so still have to do guard duties, got silver for ippt, got marksmen but still haven't gotten my $$$, AAAAANNNNNDDDDD i was chosen for driver course WHICH i am currently undergoing.

quite tired now but i write a bit more. so far passed all the test in driving such as highway code, highway situation test *oh man headache* as well as my parking *easy cheesy*. the next will be the most impt test of all, the DRIVING TEST. which is on wed, 1 day from now. not really stress but quite tired when reach home everyday. compared to camp, i believe that 39 SCE is not as tiring for some reason....maybe its psychological? oh well...

ok gonna logg off. will try my best to blog. many things on my mind recently. perhaps blogging will help sort out my thoughts. this is zqq over and out.

WOW so long since i last blog. reading the last post made me emo enuf to start bloging again despite my laziness. i wonder if any1 will come and see my blog again? oh well..

lets see... how to start?

i am currently in ns now under 39 SCE. enlisted in jan at kestral coy as enhanced, leadership batch but didnt make it to command school. abit dissapointed but kind of expected it cos of all the wayang+sabo+chaokeng+bullies in my company. life sucked with ppl taunting me left right center just becos i stood up for ppl who thos bastards were picking on. it didnt help that our sgts (well not all but most) were also pushovers who were bias to the point of extreme where they join in the bullying. whatever. i have left that temporory hell and at now in my new unit.

39 SCE refers to the chemical biological radiological defence of singapore. i wun and can't disclose too much on my unit. if u wan to know more go and wiki it. Anyway, lifes good at the moment compared to my bmt days and i have alot of friends. Actually i kind of like the life here. although it is tough and all that, it beats the jc days of stressing urself up to the point of insanity. Call me crazy if u wish, i know many disagree with me but im really serious. Sometimes when it gets too tiring, i think about the hell in jc and i get the energy to push onwards. i spend my weekends mostly going out with arisa or playing AGE OF EMPIRE 3: ASIAN DYNASTIES. for some reason i liketo use japan =)

POPing from my course on thursday!!! WOOOOOT!!!!! dam happy cos it means that we will get a block leave period! i miss my freedom sooooo much!!! SO many games to play and so little time!!! of course, not to mention that i have to catch up withh all my friends inclusive of jc and sec as well as arisa.

hmmm i guess that shld sum up my life at the moment. anything i missed i will include in my next post. That is, IF i am not too lazy to blog.

just when u tot u had time for a breather, its on u again. Never tiring nor needing rest, it will hound u day and night until u finally break. Even then, it will not stop in its sadistic pursuit. spawn of darkness, vile creature of the night, to hel with thee.

guess im in the mythology mood. its now just 1 day aft the prelims, and immediately we have to start chionging again. forever studying, rushing, running. its lik the saying goes, u can run but ya can't hide. Ive been hiding for so long and now the beast is upon me. my weak attacks are no used on its hardened scales. The results are lousy, and it only seems to enrage it. What is a feeble mortal like me to do? haizzz....

i want to rest and relax but time is not on my side. neither are my results too. hate school. the sch completely drain all the enthusiasium and happiness out of me. sure ther are friends tohelp but i still hate YJC. i hate the way it forces us to do things and then scold us for not doing something else. i hate the way it changes ppl to become more selfish.

Dam YJC!!!! i hate it!!!!!

yea!!! prelims over!!!! actually no. still got 2 more papers =.= anyway today feel very happy for some reason. i thinks coz the worst of the papers are over liao. spend my aft at arisas house slping and slacking, then had dinner there. Feels very differrnt from when i have dinner with my family. everybody toks like very good friend lidat. Hmmmmm not used to it. They seem so close, i suddenly feel like im the 1 who is a loner O.O anyway thanks for the donut arisa! yum yum!

anyway go home feel very relaxed. i see the new com the good graphics and the hear the bleach opening them so filled of life i feel at peace suddenly.

shld i play dota tonight? hmmm.....

I am so screwed. misanswered a lot of questions in bio. i had gone tru all the chaptors but i dun think i will do well. i guess this there is no escaping from it. i am not smart. i always used to think that if i study i can do very well but apparently this is not the case. just look at my chem and maths. maths ive been staying back in sch to practise but yet i still screw up the paper. same goes for chem. The sad thing is that becoz of these 2 subs i have neglected bio for the whole past few weeks and only started last fri, and it looks like im going to fail even my best subs. i guess i have to stop kidding myself.

i am not smart. I do not belong in jc.

Notices a few things. In jc, u are only popular when u are smart or good in ur studies. ppl want to make frens with u and they look down on ppl who are not, even if they themselves are not smart.

anyways having a headache since math paper. slpt a while but it seems to have worsen it. So im going to sleep again. nightz

dam it its the chinese ghost festival again. there is a getai right under my condo and its bugging the hell right out of me. from the 21 floor i can still hear the stupid old songs. lidat how to conc for my prelims??? arrrgghhh!!!! Can i bunk in at some1s house for the time being?

Today ate kfc with arisa. had a craving for kfc aft watching 1 of the southpark shows. anyway cannot slack anymore have to start working hard. time to build up teh momentum again. i dun really care how well i score for this prelim all i want is to pass. i promise to keep up the revisions and do better for the A levels =)

hmmm haven been studying since the day be4 national day cos feel very sick and tired. at least i started agian yesterday. suddebly realise that no time for prelim liao. But then look at timetable then feel lik got alot of time again.

bah never mind la.I think shld be able to pass the prelims la. wanted to get c one but considering that the paper is going to be tuff and the fact that i haven spend as much time as i planned revising so i guess i will aim for a max D for all my subs except geog.

Anyway found a new webpage got alot of south park shows which i THINK are quite "funny" but of cos, its only my opinion and u dun have to slam me or anything.
I lik "prehistoric ice man", "night of the living homeless" and "tsst" teh most ^^ not to forget the "make love not warcraft", that was hilarious too.

BTW i will try to blog when i can but no promises =)

the ultimate test of the day!!!!

Create your own Friend Test here


koup this from arisa's blog =) pls dun do this test if u are currently unwell. stressed or have no time to spare.

side effects of doin the test include vomiting of blood and agressive behaviour *feel lik whacking some1*

dell is so dam irresponsible. Forever postponing the delivery of the com. FUCK the person who is looking at my com right now so bloody kay po -.- as i was saying, the delivery postpone to mon but my dad not happy so supp tocome today at nine. then they call at 10 say they will bring at 12. -.- i really dunno wad the heck they doing sia really pisses me off.

feel lik a black sheep at home. getting scolded cos i tried playing my brother's toy plane. so many reasons to scold me. never study la, always disturb my brother la, very irritating la. i dun see my second bro being scolded for doing WWE moves on my bro. y am i scolded when all i did was to turn on a toy? do anything u also not happy. fix the com u say i no skill will spoil everything. com kena virus and its my fault. printer spoil its my fault. my money kena stolen its my fault. no food left for me when i go home and u always ask me to keep food for the family. U scold me for ignoring u and being rude when u use critisize me sarcastically.

as if i dun have enuf stress as it is already.

full of angst

today my stomach not behaving itself. stomach not feeling well all the way since this morn. maybe its cos of the late dinners ive been having. or maybe its cos of the chilli sotong my maid cook. kanina still ask me eat more of it. =.= today supp to meet meet gin and help her pass stuff to shalini cos gin not going sch. then sian stomach ache. lucky saw joel on the way to toilet then ask him help me collect. when reach sch for assembly also dam stomach ache so go toilet. then dun feel lik going back to hall so crowded *im a crowdphobic* saw nat loner at lib outside so tok to him. Tonight also stomachache the shit look the same as in the morning *sorry for the graphic detail* now my butt feels lik its on fire.

And so i go home early. wah stomachache all the way home. go home immediately unload. anyway my com coming tmr ! ^^ can't wait. Hope the dell dun kanina delay again...

today and tmr night is rest. will chiong again on sat =)

basket chem teacher say wad those who slp in class are those who do badly. fine whatever. u are a nerd u wun understand ppl lik us. diff ppl need diff hours of slp ok? And wads wrong with taking short naps in btwn breaks? u say u observe that those who take naps are those who do badly. Sure we may do badly. But many heros throughout history are known for taking short naps. albert einstein took short naps. winston churchill took short naps. Alexander even nap while on his horse!!!

anyway maths dam sian. i think the whole asp program lik waste time. And screw those teachers who think that aft asp we have time to do anything else. screw those teachers who say we never make time to study. looks lik most teachers have no brains at all. do u think we have the time to do both? even doing hw is tuff enuf. even if its possible to not slack a single day, how long can we keep up the momentum be4 our body fails us? DAM it. u frigging ppl dun even think be4 u do anything. And yet u scold us for not focusing. Try focusing for 10+ hr a day and i'll see u crumble to dust in a sec =.=" HAIZzzzzz

k enuf of the angst. thanks boon for acc me to try study for the past 2 days. today did the gp with sheng yi and boon. dunno where the rest go. too tired i presume. had another bonding and sharing session. i dunno bout u all but i think quite fun although im sooooooooooooo tired. anyways good luck to those who are trying the best including me :)

tired.

haiz tired. today mug maths aft sch not that productive since i haven revise my math yet so alot of ques not sure how to do. Lucky to have free mee goreng today haha. Had bonding session with nat, fami and boon during "desert" tok alot of crap and laugh alot. such sessions are to be treasured as they dun happen often. those who spend thier life rushing will end up regreting. Balance work and play, thats my style. * although i tend to balance it more to the play side.

anyway i think i just made jacky angry. sorry Jacky. i only said wad i did with good intentions.

tired

hey guess wad? i got 65 for bio paper 2!!! woot!! miss lim also gave an inspirational speech last fri. every1's toking about it. well no surprises, considering that she is the only teacher who never criticize our this time blk test results. THEN i get to mrs tan the math teacher trying to inflict depression on me by reminding me im the lowest. =.=



Mrs tan: score lowest still can laugh.



Mrs tan: lowest still dowan copy ans ar.



Mrs tan: ay u lowest not sad ar?



anyway went out with kx aft sch on fri. met at 7++ and only ate inner at 9. why? cos we were looking for zx's bday present. *yea i noe last month over liao hope zx dosen read this lol* almost bought C & C tiberium wars for him. lucky never sia cos he buy liao diao. haha i swear kx was a little nervous cos i looked ready to eat the whole shop! we supose to divide the cost equally 1 =P. Anyway enjoyed myself alot la. we shld have more outings aft my As!! =)



anyway i want to be mugger liao. hope to score Bs for my prelims. duno if possible but thats my aim for now. scoff at me if u wan but i will definitely do better next round ;)



To tell u the truth, i do not deserve the praise miss lim gave me. although i said i study i only studied lik 2 days in advance for it. it was mostly luck that i could get such results. if not for those 2 ques, i would have failed bcos the rest of my ques sux.

ok so my study marathon started today. reached home and was feeling dead tired. dunno y im always so tired... supp to slp a while then i lie down for 10 mins lidat then hr call me. so tok tok tok then after that want to rest a while more then kx call me lol. not that i angry but just saded i cannot slp. in the end never slp then i went to bath and started the run.

accomplishment? well i completed the group 7 tut with a few blanks and didnt do the last ques cos too tired. from 8 to 9 30 i coup my self in my tiny cell and forced myself to conc. so far so good. however not as effective as i had tot it would be. To tell u the truth my mind was tired and had some difficulty processing the tougher ques in the tut.

anyway today stared out alright, with the assembly ending early. seems that every1 under my name in the contact list did not do the bio tut cos i forget send the message. So to those that kena scolding =/

Thank you for ur sacasm, i really apprieciate it alot. when im in the wrong i will admit it there is no need for u to point it out bitch. did i say bitch? U are the sort of thing i dislike about girls, fickle minded, backstabbing and crybabies. Not holding anything against girls but i cant stand this sort of behaviour. Even if it is guys who possessess such characteristics. It just seems to me that girls are more prone to doing this kind of things and when things go awry some will do the act cute face which is utterly disgusting.

Anyway, made up my mind to stop being so emo. i live my own life and nobody has the power to affect my emotions. sorry if i offended any1 in the para above but its 1 of the few times words flow so freely so i would lik to keep it ther. To those of u who have supported me the past few days, i wish u all the best for da test. for those that haven, i wish u all the best too. no point getting so emo =)

Arrrrgghhh!!!! i got 17 for maths!!! hmmm guess shld be expected la. i mean how can u expect good grades when u didnt even bother to mem the formulas? i would lik to thank zqq, myself and 1 for my spetacular results. anways, i gonna fail all my other subs so i better stop being such a whiner and get some studying going.

oyea watch life in the undergrowth just now. its dam nice la hahahaha or maybe i have a sick mind =/ never do any hw. how u expect us to do hw when its the test period u retarted teachers?? dun mean to insult all but most in yjc gets on my nerves.....

sch starts proper tmr. too bad i never do any hw. what a bad start =.=

not feeling well. my stomach has been churning lik a broken washing machine since fri. dunnoy also so tired. So sian. i feel like i have nothing to look forward to. Even the arrival of the new com that ive been pestering my dad to get isn't getting me excited. I have no motivation. right now i feel like an empty shell.

Stupid dell. The new com supp to come today in the end delay to thurs.

thinking of nothing. And yet my heart feels so heavy. thoughts go and pass too fast for me to grasp them. Maybe im just tired. it all be better tmr morning =)

wasted 3 hrs of my life on maths yesterday. had tution on thurs but realise i forgot everything. To those of u guys who claim u all " never study", i know u guys did. looks like ur words only can believe half only. so whatever it is, good luck to those who took the block test =)

Anyway, after the test we went a round looking for a lan shop. most of the lan shops were full. In the end we went to amokio play lan. Be4 that went eat sumo bento. the food was cheap but not as cheap as kh describe lol. The lan shop there sux like the 1 in plaza sing beside speedy. The coms dun have some games, its lik the location of the games are completely random.

SO we play dota and were trashed (cause kh was the only pro player there) then we played CnC tiberium wars. wanted to play zero hour but joel keep saying old game not nice. lol whatever lor i just feel that i dun lik playing tiberium wars cos i dun even noe wad each unit are and cannot guess cos " too technologically advanced" for me. The building sistem is also diff from other strategy games ive played so far.

Aft playing went home and saw xue min and pek ha at the interchange. tok tok a bit then see qin yi and fiona then they ignore me until i say hi to them. so tau. Went home slp, then go play dota with kx.

looking forward to the dota game today cos got new player :)

My mp3 randomed this song for me. long time since i heard it.


Should I Stay

by Dreamz FM

Had a drive
Driven by your love
But when you messed around
I lost the drive I found

Thought you needed
Needed someone true
But you changed your mind
Or had I failed you?

Wish you’d been
Careful with my heart
But you tore it apart
And broke an angel’s heart

The kiss was true
Has to end somehow
But I am livin’ proof of what love is about

It’s hard holding you
Loving you, losing you
It’s sad to be true
And be fooled by you
I don’t know (I don’t know)
I gotta know
Should I stay or should I go?

You played me on
Played me like a clown
But I feel for you
Eventhough I’m down

My heart is heavy
Heavy like a rock
But I am so amused
You’re still in my thoughts

It’s hard holding you
Loving you, losing you
It’s sad to be true
And be fooled by you
I don’t know (I don’t know)
I gotta know
Should I stay or should I go?

Oooohh…should I stay?
Should I go?

It’s hard holding you
Loving you, losing you
It’s sad to be true
And be fooled by you
I don’t know (I don’t know)
I wanna know
Should I stay or should I…?

This time its done
It’ll never feel the same
But we had some good times
Guess it’s sad just the same

I guess the truth
Doesn’t matter somehow
But you were livin’ proof of what love is about…